Latin America - Q1 2013
Insurance Risk/Reward Ratings
The Insurance Risk/Reward Rating (RRR) takes into account objective measures of the current state and long-term potential of both the non-life and life segments. It also takes into account an assessment of the openness of each segment to new entrants and economic conditions. Collectively, these measures enable an objective assessment of the limits to potential returns across all countries over time.
The ratings also incorporate an objective assessment of the risks to the realisation of returns. The risk assessment is based on BMI's Country Risk ratings, and is a subjective assessment of the impact of the regulatory regime on the development and the competitive landscape of the insurance sector.